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Crop Decision Tools
Built for crop insurance agents and AIPs

Turn Complex Coverage
Into Clear, Defensible Decisions.

Crop Decision Tools helps agents turn complex coverage into a clear, grower-facing recommendation — showing what the producer pays, what protection it secures, and why the decision matters in real time.

Built for real agent workflows and aligned with federal crop insurance structures.
Quote ClarityPremium → subsidy → producer cost
Decision SpeedKitchen-table explanation flow
Data ConfidenceRMA / NASS aligned workflow
Decision Clarity
Live
Producer Cost Visible Premium after subsidy
Revenue Floor Modeled Protection per acre
Coverage Layering SCO/ECO Layered decision support
Live Use Case Agent Grower-ready output
At the kitchen table

CDT turns the quote into a conversation the grower can actually understand.

Instead of forcing agents to explain raw premiums, coverage layers, and subsidy math across multiple screens, CDT compresses the decision into a single guided flow — showing cost, protection, and impact in a way the grower can actually follow.

Before CDT

Agents jump between spreadsheets, RMA data, carrier portals, and manual explanations while the grower waits for the numbers to make sense.

Inside CDT

The CDT terminal brings coverage, cost, and protection into a single live decision view.

After CDT

The agent leaves with a grower-ready quote brief that clearly explains cost, protection, exposure, and next-step action.

The CDT Strategic Workflow.

Stop wrestling with raw text files, clunky government portals, and disconnected quote screens. The CDT Terminal gives agents a connected workflow that ingests, models, and explains federal crop insurance data in a way growers can act on.

PassIQ™

LOCAL ENGINE

Groundbreaking browser-side processing. Drop M13/PASS files directly into the terminal. Zero server uploads ensures 100% data sovereignty and lightning-fast packet generation.

Drag & Drop PASS/M13 File
CLU HEALTH VALIDATION 98.4%

RMA SOB

ASSET INGESTION

Skip the manual text conversions. Our architecture features native .ZIP auto-extraction, allowing you to pull down massive federal Summary of Business datasets instantly.

Total Liability
$412.5M
Loss Ratio
0.62
AUTO-EXTRACT ACTIVE

QuickStats

LIVE API SYNC

Direct pipeline to NASS. Pull 10-year historic APH yields, pinpoint jurisdiction data, and establish flawless baselines without ever leaving the terminal.

Iowa
Yield (BU/ACRE)
Pull Data Ingestion
> Data Ledger Preview
> Payload Received.

SimStack™

MODELING ENGINE

Instantly model the synergy of RP, SCO, and ECO-95 federal layering. Visualize guarantees vs. indemnities in real-time to identify the perfect subsidy-to-protection ratio.

LIABILITY / GUARANTEE
$688.50
EST. INDEMNITY
$142.00
Market Revenue Stack

PolicyIQ™ PRO

FLAGSHIP AI MODULE

The agent-facing decision engine. Isolate risk with dynamic heatmaps and farm-level mapping, run coverage stress tests, and generate grower-ready quote briefs backed by CDT’s Proprietary Triangulation Engine.

Includes live AI briefings, subsidy-aware quote framing, and automated coverage gap detection.

Target Jurisdiction HUMBOLDT, IA LOSS RATIO: 0.62
Strategic AI Analyst LIVE
LISTEN
Triangulating local risk gaps...
Analyze

See the flow

From raw data to grower-ready decision support.

CDT Logo
Core Suite
🔥 PolicyIQ PRO
📊 PassIQ ACTIVE
📉 Break-Even ACTIVE
Data Assets
📋 RMA SOB ACTIVE
🏛️ QuickStats ACTIVE
🧪 SimStack ACTIVE
CORE SUITE // POLICYIQ ASSISTANT
SECURE UPLINK

PolicyIQ™ PRO

PolicyIQ helps agents move from county risk to farm-level decision clarity. It connects heatmaps, coverage options, quote math, subsidy impact, and AI analysis into a single sales-ready workflow.

  • Explain total premium, subsidy, producer cost, and protection leverage.
  • Generate grower-ready quote execution briefs.
  • Target revenue exposure visually from county to farm context.
PolicyIQ Interface Preview

PassIQ™

Groundbreaking browser-side processing. Drop M13/PASS files directly into the terminal. Zero server uploads ensures 100% data sovereignty.

PassIQ Interface Preview

Margin Analyzer

Run ROI stress tests and manipulate local parameters to determine how each election converts back into direct farm equity.

Margin Analyzer Interface Preview

RMA SOB Tool

Skip the manual text conversions. Our architecture features native .ZIP auto-extraction, allowing you to pull down massive federal datasets instantly.

RMA SOB Interface Preview

QuickStats

Direct pipeline to NASS. Pull 10-year historic APH yields, pinpoint jurisdiction data, and establish flawless baselines without ever leaving the terminal.

NASS QuickStats Interface Preview

SimStack™

Evaluate the synergy of RP, SCO, and ECO-95 federal layering. Visualize guarantees vs. indemnities in real-time to identify the perfect subsidy-to-protection ratio.

SimStack Interface Preview

The Advisor’s Toolkit

Open-access preview tools for agent conversations

2026 Modeler

Live Compute
$4.34
ECO 95%
SCO 86%
RP BASE
$598.92
Protection / Acre

At 75%, your floor is $598.92. Adding ECO-95 extends this to $758.63.

Agent Brief

Resource

A field-ready blueprint for modern crop insurance conversations. Help growers understand cost, protection, subsidy value, and coverage tradeoffs before the decision window closes.

Download Strategy Kit

2026 Strategic Timelines

Key Decision & Reporting Windows

Spring Crops

MAR 15

Sales Closing Date

Reporting

APR 29

Production Due

Certification

JUL 15

Acreage Report

Financials

AUG 15

Premium Billing