PLEASE READ CAREFULLY. These Terms of Use and Privacy Policy form an agreement between you and CDT LLC, doing business as Crop Decision Tools (“CDT,” “we,” “us,” or “our”). They apply to CropDecisionTools.com and any CDT application, dashboard, calculator, data tool, reporting tool, account, subscription, documentation, training, support, mobile view, or other service that links to this notice (collectively, the “Services”). By creating an account, purchasing a subscription, clicking an acceptance control, or accessing or using the Services, you agree to these Terms and acknowledge the information practices described in the Privacy Policy. Do not use the Services if you do not agree.
PART I — TERMS OF USE
1. Eligibility and Authority
You must be at least 18 years old and legally capable of entering a binding agreement. If you use the Services for an agency, company, partnership, agricultural business, Approved Insurance Provider (“AIP”), or other organization, you represent that you have authority to bind that organization. In that case, “you” includes both you and the organization.
2. Nature of the Services
CDT provides technology-based decision-support, data-analysis, calculation, visualization, reporting, workflow, customer-management, educational, and market-intelligence tools for agricultural and crop-insurance-related activities. The Services may analyze records, import PASS, M13, acreage, policy, portfolio, or similar datasets, compare policy or product alternatives, estimate values, display public or licensed data, generate reports, identify opportunities, and support agency workflows. The Services supplement, and do not replace, professional judgment, official systems, or authoritative source materials.
3. Important Crop-Insurance Disclaimer
CDT is not an insurance company, AIP, insurance regulator, government agency, insurance adjuster, attorney, accountant, actuary, tax adviser, or financial adviser. Unless CDT separately agrees in a signed writing, CDT does not sell, solicit, bind, issue, modify, renew, or cancel insurance; make final eligibility, underwriting, acreage, production, compliance, or loss determinations; establish official premium, liability, subsidy, indemnity, guarantee, or payment amounts; modify a policy; guarantee coverage or payment; or replace official AIP, USDA Risk Management Agency (“RMA”), Farm Service Agency (“FSA”), or other governmental systems.
Results are estimates, comparisons, illustrations, forecasts, or decision-support information. They may differ from official results because of incomplete or inaccurate inputs, data limitations, program changes, timing, rounding, actuarial updates, geographic or policy differences, AIP procedures, underwriting, loss adjustment, mapping, source-data revisions, software errors, or other factors.
You must independently verify material information using current federal requirements, policy provisions and endorsements, RMA actuarial documents, procedures, handbooks and bulletins, AIP systems and instructions, FSA records where applicable, and appropriately qualified professionals. No CDT output binds coverage, changes a policy, or guarantees an insurance or financial result.
4. Accounts and Credentials
Certain Services require an account. You agree to provide accurate and current information, protect usernames, passwords, access links, authentication factors, and devices, use appropriate security controls, promptly report suspected unauthorized access, and accept responsibility for activity conducted through your account. You may not share credentials except where the applicable subscription or written agreement expressly permits authorized shared access.
5. Agency and Enterprise Accounts
An agency, AIP, employer, enterprise customer, or other organization may purchase or manage access for multiple users. Authorized administrators may add or remove users, assign roles, manage permissions, access organization-controlled data, view usage, manage subscriptions, control shared records, and terminate access. The organization is responsible for authorization, internal access rights, customer and employee notices, data disputes, and compliance with applicable confidentiality, licensing, regulatory, and contractual obligations.
6. Limited License
Subject to these Terms, any applicable order form or signed agreement, and payment of required fees, CDT grants you a limited, nonexclusive, nontransferable, nonsublicensable, revocable right to access and use the Services during the authorized subscription period for your internal business purposes. This license does not transfer ownership or permit use beyond the applicable plan, order, or written agreement.
7. Acceptable Use
You may use the Services only for lawful and authorized purposes. You may not:
• Violate any law, regulation, policy, contract, license, or third-party right;
• Access, upload, disclose, or use information without lawful authorization;
• Misrepresent CDT output as an official AIP, RMA, FSA, or governmental determination;
• Use CDT output by itself to bind, issue, modify, or cancel insurance coverage;
• Circumvent account, subscription, payment, security, access, or usage restrictions;
• Share accounts or credentials in violation of an applicable plan;
• Probe, scan, or test system vulnerabilities without CDT’s prior written authorization;
• Introduce malware, malicious code, corrupted files, or harmful instructions;
• Interfere with the operation, availability, integrity, or security of the Services;
• Scrape, harvest, or systematically extract the Services or their content except as expressly authorized;
• Reverse engineer, decompile, disassemble, or attempt to discover source code, except to the limited extent applicable law expressly permits;
• Copy, resell, sublicense, publish, distribute, or create a competing derivative product except as authorized in writing;
• Remove or obscure proprietary, attribution, source, or disclaimer notices;
• Use CDT intellectual property, outputs, interfaces, or confidential materials to train or develop a competing commercial product or model;
• Use the Services to discriminate unlawfully or make a legally significant decision without appropriate human review;
• Submit unnecessary Social Security numbers, complete tax identifiers, banking credentials, medical information, or other highly sensitive information; or
• Use the Services in a manner reasonably likely to harm CDT, another user, a producer, a policyholder, or a third party.
8. User Data and Uploaded Content
“User Data” means information, records, files, text, notes, datasets, images, and other content submitted to or created through the Services. As between you and CDT, you retain your ownership rights in User Data. You grant CDT a limited, nonexclusive right to host, copy, process, transmit, display, transform, and otherwise use User Data only as reasonably necessary to provide the Services, carry out your instructions, maintain security, prevent misuse, provide support, comply with law, improve authorized functionality using deidentified or aggregated information, and enforce applicable agreements.
You represent that you have lawful authority to submit User Data, that CDT’s authorized processing will not violate law or third-party rights, that required notices and consents have been provided, that contractual or licensing restrictions do not prohibit the processing, and that User Data does not contain malicious code.
9. Producer, Policyholder, and Customer Information
Agricultural and crop-insurance records may contain confidential, proprietary, or personal information. You are responsible for determining whether information may lawfully be submitted, obtaining required authority, limiting information to what is necessary, using approved secure-transfer methods, maintaining access controls, reviewing exports and reports before distribution, and complying with applicable confidentiality, licensing, regulatory, privacy, and contractual obligations. CDT does not independently verify your authority to submit or use a particular record.
10. Local Browser Storage and Hybrid Processing
Certain tools process information locally using browser memory, cache, local storage, session storage, or IndexedDB. Locally stored information may remain on the device, be accessible to other authorized users of the same device or browser profile, be deleted when browser data is cleared, fail to transfer to another device, be lost through browser or device failure, or persist after the browser closes. Browser-local information is not a CDT-managed backup unless expressly stated.
Other features may transmit account information, selected fields, deidentified or minimized context, support materials, or files to CDT-controlled systems or authorized service providers when required to provide the requested function. Tool-specific notices, controls, or documentation may describe the applicable processing method. You should not assume that every feature is entirely local or entirely server-based.
11. CDT Intellectual Property
The Services and associated intellectual property are owned by CDT or its licensors. This includes source and object code, architecture, interfaces, workflows, calculation structures, formulas, data models, prompts, visualizations, designs, branding, documentation, text, graphics, report templates, proprietary datasets, aggregations, selection and arrangement of content, improvements, and derivative works. Except for the limited license expressly granted above, no rights are transferred.
12. Reports and Outputs
Subject to these Terms and applicable third-party restrictions, you may use reports and outputs generated from authorized User Data for internal business activities and authorized customer communications. You may not remove required disclosures, alter output in a misleading manner, represent estimates as official determinations, resell output as a competing standalone data product, publish confidential information, violate source-data licenses, or imply sponsorship, approval, or endorsement by CDT, USDA, RMA, FSA, an AIP, or another party.
13. Public and Third-Party Data
The Services may incorporate, summarize, calculate from, or link to information from USDA, RMA, NASS, FSA, other governmental sources, mapping providers, educational institutions, agricultural organizations, payment processors, cloud providers, artificial-intelligence providers, and commercial sources. Third-party data and services remain subject to their own rights, licenses, terms, disclaimers, availability, and limitations. CDT does not guarantee that third-party information is complete, current, accurate, error-free, continuously available, fit for every purpose, or authorized for every downstream use.
14. Feedback
If you provide suggestions, feature requests, ideas, corrections, or other feedback, you grant CDT a worldwide, perpetual, irrevocable, royalty-free right to use and incorporate that feedback without restriction or compensation. This provision does not transfer ownership of confidential User Data.
15. Beta and Preview Features
Beta, pilot, experimental, preview, demonstration, or early-access features may be incomplete, contain errors, change without notice, produce unreliable results, have limited support, be unavailable, or be discontinued. They must not be relied upon as the sole basis for final business, insurance, policy, underwriting, compliance, or financial decisions.
16. Fees, Renewals, and Payment
Certain Services require payment. You agree to pay the fees, taxes, and charges presented at purchase or stated in an applicable order. Unless otherwise stated, fees are charged in advance, subscriptions may automatically renew for the same term, payment may be handled by a third-party processor, you authorize applicable recurring charges, pricing may vary by plan or agreement, and nonpayment may result in suspension or termination. Fees are nonrefundable except where required by law, expressly stated in the applicable plan, or agreed by CDT in writing.
17. Cancellation
You may cancel through available account controls or by using the Contact or Technical Support channel on CropDecisionTools.com. Cancellation prevents a future renewal but ordinarily does not provide a refund for the current subscription period unless the applicable plan states otherwise, CDT agrees in writing, or law requires it. Export information you need before access ends.
18. Service Availability and Changes
CDT may modify the Services, add or remove features, update calculations, change data sources, perform maintenance, impose reasonable storage or usage limits, correct errors, suspend features, or discontinue a Service. CDT will use commercially reasonable efforts to provide notice of material changes where practicable but does not guarantee uninterrupted, secure, or error-free operation.
19. Updates to Formulas, Programs, and Data
Crop-insurance programs, procedures, actuarial data, projected and harvest prices, subsidies, endorsements, source information, and government requirements may change. CDT may update formulas, mappings, assumptions, and datasets. You are responsible for confirming the applicable crop year, reinsurance year, geography, crop, type, practice, plan, unit structure, coverage, price, yield, program rules, source date, and tool version. Calculations from different versions or datasets may differ.
20. Support
CDT may provide support through documentation, website forms, email, training, or other channels. Support does not include legal advice, official policy interpretation, AIP underwriting, loss adjustment, guaranteed custom development, or recovery of information stored solely on a user’s device. Do not send unredacted confidential producer or policy information through an unapproved channel.
21. Suspension and Termination
CDT may suspend or terminate access for overdue fees, violation of these Terms, security or legal risk, suspected fraud or unauthorized access, legal requirements, third-party service unavailability, or potential harm to CDT, users, or others. Upon termination, your license ends, use must stop, access to stored information may end, outstanding obligations remain due, and provisions intended by their nature to survive will remain effective.
22. Disclaimer of Warranties
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” CDT DISCLAIMS ALL EXPRESS, IMPLIED, STATUTORY, AND OTHER WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, AVAILABILITY, SECURITY, AND ERROR-FREE OPERATION.
CDT does not warrant that the Services will meet every requirement, match official results, use complete or current data, correct every error, process every file, produce reports accepted by an AIP or government entity, prevent all data loss or security incidents, or produce any particular outcome.
23. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, CDT AND ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, CONSEQUENTIAL, OR RELIANCE-BASED DAMAGES, INCLUDING LOSS OF PROFITS, REVENUE, BUSINESS, CUSTOMERS, GOODWILL, DATA, COVERAGE, PREMIUM, SUBSIDY, INDEMNITY, PROGRAM ELIGIBILITY, OR BUSINESS OPPORTUNITY.
To the maximum extent permitted by law, CDT’s total aggregate liability arising from or relating to the affected Services will not exceed the greater of the amount you paid CDT for those Services during the twelve months preceding the event giving rise to the claim or one hundred U.S. dollars ($100). Some jurisdictions do not allow certain exclusions or limitations, so portions of this section may not apply to you.
24. Indemnification
To the extent permitted by law, you agree to defend, indemnify, and hold harmless CDT and its owners, officers, employees, contractors, licensors, and service providers from claims, losses, liabilities, damages, judgments, costs, and reasonable attorneys’ fees arising from or relating to User Data, your use or misuse of the Services, violation of these Terms or law, violation of another party’s rights, lack of authority to submit information, distribution or representation of output, or decisions made in reliance on the Services.
25. Confidentiality
Each party may receive nonpublic information identified as confidential or reasonably understood to be confidential. The receiving party will use that information only for the intended relationship, protect it using reasonable safeguards, and disclose it only to personnel and providers with a need to know and appropriate obligations. These duties do not apply to information that is public through no breach, previously known without restriction, lawfully received from another source, independently developed without use of the confidential information, or required to be disclosed by law.
26. Governing Law and Venue
These Terms are governed by the laws of the Commonwealth of Kentucky, without regard to conflict-of-law principles. Subject to the informal dispute process below, any proceeding arising from or relating to the Services or these Terms must be brought in a state or federal court of competent jurisdiction in Kentucky, and each party consents to personal jurisdiction and venue in those courts.
27. Dispute Resolution
Before filing a lawsuit, the parties will first attempt in good faith to resolve the dispute informally. The complaining party must provide written notice describing the dispute and requested resolution, and the receiving party will have at least 30 days to respond. If the dispute is not resolved, either party may bring an individual action in the courts identified above. Nothing in this section prevents either party from seeking temporary, emergency, or injunctive relief relating to intellectual property, confidentiality, security, unauthorized access, or misuse of the Services.
28. Electronic Communications
You consent to receive agreements, notices, disclosures, records, and other communications electronically. Electronic communications satisfy legal writing requirements to the extent permitted by law. You are responsible for maintaining a current email address and reviewing notices made available through the Services.
29. Changes to These Terms
CDT may update these Terms periodically. Material changes may be communicated by posting revised Terms, updating the “Last Updated” date, displaying an in-product notice, or sending a direct communication. Where applicable law requires affirmative consent, CDT will request it.
30. General Provisions
Entire Agreement. These Terms, the Privacy Policy below, applicable order forms, and signed agreements constitute the entire agreement concerning the Services. Order of Precedence. A signed agreement controls over these Terms for the subject matter of a conflict. Assignment. You may not assign these Terms without CDT’s written consent. CDT may assign them in connection with a merger, reorganization, financing, sale, or transfer. Waiver. Failure to enforce a provision is not a waiver. Severability. An unenforceable provision will be modified or severed to the minimum extent necessary, and the remaining provisions will continue. Force Majeure. CDT is not responsible for delays or failures caused by events beyond its reasonable control. No Third-Party Beneficiaries. These Terms create no third-party beneficiary rights except as expressly stated. Headings. Headings are for convenience and do not affect interpretation.
31. Contact for Terms
CDT LLC, doing business as Crop Decision Tools. Questions, legal notices, billing requests, or support requests may be submitted through the Contact or Technical Support channels available on CropDecisionTools.com. Do not transmit confidential producer or policy information through an ordinary contact form unless CDT provides an approved secure-transfer method.
PART II — PRIVACY POLICY
CDT LLC is committed to protecting the privacy and security of users. This Privacy Policy explains how CDT collects, uses, stores, discloses, and protects information when you access or use the Services. By accessing or using the Services, you acknowledge the practices described below.
1. Scope of This Privacy Policy
This Privacy Policy applies to information CDT collects directly from users, through account registration and subscription activity, through support communications, through files and datasets users submit, through automated technologies, and from authorized service providers or business partners. It does not apply to third-party websites, products, or services that CDT does not operate.
2. Information We Collect
Account and Contact Information. We may collect your name, email address, telephone number, company, agency, or organization, job title or professional role, mailing or billing address, username or authentication credentials, account preferences, subscription level, agency or enterprise affiliation, and communications sent to CDT.
Payment Information. Payment transactions may be processed by a third-party payment processor. CDT may receive limited transaction information such as payment status, subscription type, billing name and address, transaction identifier, card type, last four digits, and renewal or cancellation status. CDT does not intend to directly store complete payment-card numbers or card security codes.
Agricultural, Insurance, and Business Information. Depending on the tool used, users may submit, import, enter, or generate producer, policyholder, business, or entity names; policy numbers or internal identifiers; farm, tract, field, unit, state, county, grid, and location information; acreage, production, actual production history, yields, and production-to-count information; crop, type, practice, unit structure, coverage elections, and coverage levels; premium, liability, indemnity, subsidy, loss, and summary-of-business information; PASS, M13, acreage-report, summary-of-coverage, or similar records; agency portfolio information, notes, tasks, and customer-management information; pricing and revenue assumptions; and reports or calculations generated through the Services.
This information may contain confidential business information or personal information relating to producers, policyholders, agency customers, employees, or other individuals. Users are responsible for ensuring that they have lawful authority to submit and process it.
Files and Uploaded Content. When a user uploads or imports a file, CDT or the applicable local browser feature may process the file, its name, type, size, upload date and time, information extracted from it, validation results, processing results, error information, and reports or derived data generated from it.
Automatically Collected Information. We may collect Internet Protocol address, browser type and version, device type, operating system, general geographic region inferred from IP address, pages and features accessed, dates and times of access, referring website, session duration, clicks and navigation activity, file-processing success or failure, error reports, performance data, security events, and other diagnostic or usage information.
Cookies and Similar Technologies. CDT may use cookies, browser storage, pixels, software-development kits, and similar technologies to keep users signed in, remember settings, maintain sessions, protect accounts, measure performance, understand feature use, diagnose errors, prevent abuse, and improve the Services. Where required, CDT will provide applicable notice or consent controls.
Support and Communications. When you contact CDT, we may collect your contact information, the content of your request, screenshots, error messages, files voluntarily submitted for troubleshooting, support history, and other information you choose to provide.
3. Local, Server, and Hybrid Processing
CDT uses a hybrid processing model. Certain features process files or information locally within the user’s browser and do not transmit the full source file to CDT-controlled servers. Information processed locally may remain on the user’s device through browser memory, cache, local storage, session storage, or IndexedDB until it is deleted, cleared, or removed.
Other features may transmit files, selected fields, account information, deidentified or minimized context, prompts, support materials, or generated results to CDT-controlled systems or authorized service providers when necessary to provide the requested feature. Where practical, the applicable tool will provide notice, controls, or documentation indicating when information leaves the user’s device. CDT will not represent that a feature is entirely local unless that statement is technically accurate for the applicable feature.
4. How We Use Information
CDT may use information to provide and operate the Services; create and administer accounts; authenticate users; process files and instructions; generate calculations, comparisons, dashboards, maps, analyses, and reports; save authorized records and settings; process subscriptions and payments; provide support and service communications; detect and prevent fraud, unauthorized access, and misuse; diagnose errors and improve performance; develop and improve products and features; conduct internal analytics; maintain business, security, and compliance records; enforce agreements; protect CDT, users, and others; satisfy legal obligations; and complete a merger, financing, acquisition, reorganization, or sale of assets.
5. Artificial Intelligence and Model Training
CDT may use artificial intelligence and automated technologies to assist with document extraction, file classification, field mapping, normalization, explanations, summaries, report generation, error identification, voice or text assistance, and other user-requested functions.
CDT does not use confidential policy files, producer information, customer information, or user-submitted agricultural data to train public or general-purpose artificial-intelligence models without authorization. Where a third-party AI provider is used, CDT may transmit only the information reasonably necessary to provide the requested feature and may minimize, redact, deidentify, or separate identifying details where technically practical. CDT evaluates provider terms, retention practices, security protections, and model-training restrictions before transmitting confidential customer information.
CDT may use aggregated or deidentified information to evaluate, secure, and improve the Services, provided the information cannot reasonably be associated with a particular individual, producer, policyholder, agency, or customer.
6. How We Disclose Information
Service Providers. CDT may disclose information to vendors that provide hosting, cloud infrastructure, databases, authentication, payments, email delivery, customer support, error monitoring, analytics, file processing, cybersecurity, backup, mapping, artificial intelligence, and other services necessary to operate CDT. Providers may access information only as reasonably necessary to perform authorized services and are expected to be subject to appropriate restrictions.
Agency and Enterprise Accounts. When an account is created, paid for, or managed by an agency, employer, AIP, enterprise customer, or other organization, authorized administrators may manage users, assign permissions, view activity, access organization-controlled datasets, control shared information, remove access, and obtain reports or records associated with the organization’s account.
Legal and Safety Reasons. CDT may disclose information when reasonably necessary to comply with law or lawful process, enforce agreements, investigate fraud or security incidents, protect rights or safety, or establish, exercise, or defend legal claims.
Business Transactions. Information may be transferred in connection with an actual or proposed merger, acquisition, financing, reorganization, bankruptcy, sale of assets, or transfer of all or part of CDT’s business.
At Your Direction. CDT may disclose information when you direct us to do so or authorize an integration, export, report, or communication.
7. Sale, Sharing, and Targeted Advertising
CDT does not sell personal information for money and does not share personal information for cross-context behavioral advertising or targeted advertising as those terms are defined under applicable privacy laws. If CDT’s practices change, this Privacy Policy and any legally required notice or opt-out mechanism will be updated before the new practice is implemented.
8. Data Retention
CDT retains information only for as long as reasonably necessary for the purposes described in this notice, including providing the Services, meeting contractual commitments, maintaining transaction and tax records, resolving disputes, preventing fraud, enforcing agreements, satisfying legal obligations, and maintaining appropriate backup, audit, and security records. Retention periods vary based on the type of information, the applicable feature, account status, contractual requirements, legal obligations, security needs, and user instructions.
Uploaded files or extracted information handled by a server-based feature may be deleted promptly after processing, retained for a limited operational period, or retained for the life of an authorized account or project, depending on the feature and applicable agreement. Tool-specific notices or written agreements may provide more specific retention terms. Information stored locally in a browser may remain until the user uses an available deletion or reset function, clears browser data, removes the application, or deletes the applicable browser profile or device data.
9. Data Security
CDT uses reasonable administrative, technical, and physical safeguards designed to protect information against unauthorized access, accidental loss, misuse, alteration, destruction, and unauthorized disclosure. Safeguards may include encryption, access controls, authentication, role-based permissions, secure-development practices, vendor review, monitoring, backups, vulnerability management, and incident-response procedures.
No method of transmission, processing, or storage is completely secure. CDT cannot guarantee absolute security. Users are responsible for protecting credentials and devices, limiting authorized access, logging out of shared devices, maintaining secure local backups where appropriate, promptly reporting suspicious activity, and avoiding submission of unnecessary information.
10. Security-Incident Response
If CDT becomes aware of a security incident affecting personal information, CDT will investigate and take reasonable response measures. Where legally required, CDT will notify affected individuals, customers, regulators, or other parties. Suspected incidents should be reported promptly through the Technical Support or Contact channel on CropDecisionTools.com without including unnecessary confidential data.
11. Privacy Choices and Rights
Depending on your location and applicable law, you may have rights to request access to, correction of, deletion of, or a copy of personal information; object to or restrict certain processing; withdraw consent; opt out of certain sales, sharing, or targeted advertising; appeal a denial; and exercise rights without unlawful discrimination. Rights may be subject to exceptions, verification requirements, and CDT’s role as a service provider or processor for an organization.
Requests may be submitted through the Contact or Technical Support channels on CropDecisionTools.com. CDT may verify your identity and authority. When CDT processes information solely on behalf of an agency, employer, AIP, enterprise customer, or other organization, CDT may direct the request to that organization.
12. State-Specific Privacy Disclosures
Certain U.S. state privacy laws apply only when statutory thresholds or covered activities are met. If CDT becomes subject to an applicable state privacy law, CDT will provide any required supplemental disclosures concerning categories of information, sources, purposes, recipients, sensitive information, retention, consumer rights, request and appeal procedures, and sales, sharing, or targeted-advertising practices.
13. International Users
CDT is operated from the United States. Information accessed or submitted from outside the United States may be transferred to, processed in, and stored in the United States or another country where CDT or its authorized providers operate. Where required, CDT will implement appropriate transfer safeguards and identify a lawful basis for processing.
14. Children’s Privacy
The Services are designed for crop-insurance professionals, agricultural businesses, producers, and other adult commercial users. They are not directed to children under 13, and CDT does not knowingly collect personal information online from children under 13. Users must be at least 18 or the age of legal majority to create a paid account or enter a binding agreement.
15. Third-Party Websites and Integrations
The Services may link to or integrate with USDA, RMA, NASS, FSA, mapping providers, payment processors, cloud providers, authentication providers, analytics providers, artificial-intelligence providers, and other resources. CDT does not control the privacy, security, availability, or data practices of third parties, and this Privacy Policy does not govern them.
16. Email and Service Communications
CDT may send account, security, billing, support, legal, and service-related communications. Users may unsubscribe from promotional communications through an available message link or by contacting CDT, but may continue to receive necessary transactional, security, legal, or administrative communications.
17. Changes to This Privacy Policy
CDT may update this Privacy Policy periodically. Material changes may be communicated by posting the updated policy, revising the “Last Updated” date, displaying an in-product notice, or sending a direct notification where appropriate. Where applicable law requires consent, CDT will request it.
18. Contact CDT
CDT LLC, doing business as Crop Decision Tools. Privacy questions, requests, and support inquiries may be submitted through the Contact or Technical Support channels available on CropDecisionTools.com. Do not submit unredacted confidential producer, policy, payment-card, or identity information through an ordinary contact form unless CDT provides an approved secure-transfer method.
