CDT CLIP Strategic Revenue Terminal

Strategic crop insurance decision intelligence for CLIP eligibility, portfolio structure, revenue-layer modeling, and agent-ready field guidance.

SYS: ONLINE // CDT MODE
Free CLIP Sandbox Explore CLIP structure here. CDT Pro connects this workflow to RMA-grounded data, QuoteIQ math, PolicyIQ strategy, branded exports, and agency-ready decision support.

Scenario & Policy Controls

CLIP
85%
Planning examples only — confirm official county/crop availability in RMA actuarial documents or CDT Pro before presenting as binding.
Use the portfolio builder below to add or remove crops, simulate prevented planting, and validate the 2-crop / 10% liability requirements.

Scenario Impact Analysis

RP Coverage CLIP Layer Actual Production RP Indemnity CLIP Indemnity
100%
75%
50%
25%
0%
?Production to Count (PTC): The actual harvested yield value compared to the guarantee.

Coverage Snapshot

CLIP Readiness / Eligibility Checker

This section helps agents quickly screen a crop portfolio for basic CLIP considerations including qualifying crop count, same-county structure, same AIP/agency, RP-only eligibility, coverage cap, and the 10% liability rule.

Coverage Cap Calculator

Lowest Underlying RP Level
Lowest RP + 25%
Maximum Available CLIP Level
Selected CLIP Level

Crop Portfolio Builder

Crop
Acres
RP %
PP Status
Price Mode
CLIP Liability
Liability Share ?Must be at least 10% of total liability to count as a qualifying crop.
10% Rule
Use prevented planting status to simulate how crop liability reductions may affect CLIP qualification. Full prevented planting removes that crop's CLIP contribution in this educational prototype.

Prevented Planting Impact Simulator

Active crops contributing CLIP liability
Qualifying crops at or above 10% liability
Total CLIP liability
Prevented planting payments are excluded from CLIP. If prevented planting or other changes reduce the portfolio below 2 qualifying crops or cause crops to fall below the 10% liability threshold, CLIP may be affected or canceled.

CLIP vs Buying Higher RP

Option A: Current RP + CLIP

Total RP Guarantee
Total CLIP Guarantee
Combined Guarantee
How it behavesWhole-farm umbrella. Gains on one crop can offset losses on another before CLIP pays.

Option B: Raise all RP to selected CLIP level

Higher standalone RP guarantee
Estimated incremental protection
How it behavesCrop-by-crop protection at the higher level rather than a whole-farm umbrella.

Price Movement Explainer

Guarantee pricing rule
What happens if harvest price rises?The guarantee may increase when using the greater of projected or harvest price, similar to RP.
What happens if harvest price falls?Production value can decline, which may increase indemnity potential.
This section helps explain why CLIP may still matter in years where yields and prices move differently across commodities.

Does CLIP Pay? Decision Tree

Common Misunderstandings

“CLIP pays when one crop loses.”
Not always. CLIP is whole-farm based, so gains on one crop can offset losses on another before CLIP pays.
“CLIP replaces RP.”
No. CLIP sits above qualifying RP policies.
“Prevented planting counts in CLIP.”
Prevented planting payments are excluded from CLIP in this educational model.
“Everyone can select 85%.”
No. The selected CLIP level is subject to the coverage cap.

Agent Talking Points

  • CLIP is designed as a separate policy rather than an endorsement.
  • It sits above qualifying RP policies and operates as a whole-farm umbrella.
  • It may provide more efficient top-end protection than raising each individual RP policy.
  • Crop mix, liability share, and eligibility rules matter — especially the 2-crop and 10% liability requirements.
  • Policyholders should understand that prevented planting, non-qualifying policy types, and portfolio changes can affect CLIP viability.

Explain My Result

Printable CLIP Summary

County / Year
Selected Crops
Selected CLIP Level
Coverage Cap
Scenario
Readiness Status
Production Value
Combined Guarantee
RP Indemnities
Estimated CLIP Indemnity

Portal Notes

This prototype portal brings together the major recommendations: eligibility screening, coverage-cap validation, portfolio building, prevented-planting simulation, comparison tools, policy education, grower/agent explanations, and a printable summary.
Educational prototype only. Final production implementation should be grounded to official actuarial documents, applicable CLIP policy provisions, county availability, approved yields, pricing formulas, and insurer workflows.

Production Workflow Available in CDT Pro

This free sandbox is built for education and scenario discussion. The production CDT workflow can connect this same conversation to RMA-backed data, QuoteIQ rating logic, PolicyIQ recommendations, and grower-ready exports.

RMA-grounded county/crop availability and actuarial context
QuoteIQ premium and liability modeling for agent review
PolicyIQ strategy output with branded PDF/export workflow
Agent of Record Signature:


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Date:
Generated by CDT Strategic Revenue Terminal
Non-Binding Actuarial Estimate
Direct Connection

Agent Support

Connect directly with the CDT integration team. Your current CLIP scenario is prefilled below so the follow-up starts from the exact setup you were reviewing.

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